It identifies the industry where the card will be most used in.
If this digit is 9 the next three digits are the country code from ISO 3166-1.
You can also generate valid credit card numbers for specific Issuing Networks by utilising their particular prefixes.
The maximum length of the account number is 12 digits. The last digit is the checksum which we explained how to calculate using the MOD 10 algorithm.
It is used to validate the primary account number to protect against accidental errors.
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To be completely clear and spell this out, these fake credit card numbers should not be used to try and purchase stuff.
They merely respect guidelines of a valid credit card number.
The other reason we made this are programmers testing ecommerce websites, applications or other software.
They usually need lots of fake data, and this is a very easy way to generate a bunch of valid credit card numbers in a split second.
I advise you not not to try to use these for any actual transactions, only for testing purposes!
In order to complete a purchase a combination of data must be had, and merely a card number is not enough.
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